body {
	font-family: verdana, arial, helvetica, serif;
	font-size: 8pt;
	background: url(images/pg_gradient.jpg) repeat-x left top;
	text-align: center;
}

h1           { 
	color: #00427B;
	font-family: Verdana, Arial; 
	font-size: 18pt;
	Text-align: center; 
	padding-top: 20px;
	padding-bottom: 0px;
	word-spacing: 5px;
	font-weight: 400px;
		}

h2           { 
	color: #00427B;
	font-family: Verdana, Arial; 
	font-size: 10pt;
	Text-align: center; 
	word-spacing: 0px;
	font-weight: 300;
		}
		
#wrapper{ 
	width: 900px;
	background: #FFF;
	margin-right: auto;
	margin-left: auto;
	text-align: center;
	}

#wrapper_m{ 
	width: 100%;
	background: #FFF;
	margin-right: auto;
	margin-left: auto;
	text-align: center;
	}
#nifty{ 
	width: 900px;
	background: #FFF;
	text-align: left;
	}

#nifty_m{ 
	width: 100%;
	background: #FFF;
	text-align: left;
	}
b.rtop, b.rbottom{display:block;background: url(images/pg_gradient.jpg)}
b.rtop b, b.rbottom b{display:block;height: 1px;
    overflow: hidden; background: #FFF}
b.r1{margin: 0 5px}
b.r2{margin: 0 3px}
b.r3{margin: 0 2px}
b.rtop b.r4, b.rbottom b.r4{margin: 0 1px;height: 2px}

#nav, #nav ul { /* all lists */
	width: 850px;
	float: left;
	padding: 0;
	margin: 0;
	list-style: none;
	line-height: 1;
	text-align: center;
}

#nav a {
	display: block;
	width: 10em;
	font-size: 8pt;
	text-decoration: none;
	background: #00427B;
	padding: 5px 2px 5px 2px;
	color: #FFFFFF;
	text-transform: uppercase;
}

#nav li { /* all list items */
	float: left;
	width: 10em; /* width needed or else Opera goes nuts */
}

#nav li ul { /* second-level lists */
	position: absolute;
	background: #00427B;
	width: 15em;
	left: -999em; /* using left instead of display to hide menus because display: none isn't read by screen readers */
}

#nav li ul ul { /* third-and-above-level lists */
	margin: -1em 0 0 10em;
	}
	
#nav li:hover ul ul, #nav li.sfhover ul ul { /* lists nested under hovered list items */
	left: -999em;
}

#nav li:hover ul, #nav li li:hover ul, #nav li.sfhover ul, #nav li li.sfhover ul { /* lists nested under hovered list items */
	left: auto;
}

#banner {
	background-color: #00427b;
	text-align: left;
	width: 900px;
}

#banner_m {
	background-color: #00427b;
	text-align: left;
	width: 100%;
}		

a:link       { 
	text-decoration: none;
	color: #00427B 
}

a:visited    {
	text-decoration: none;
	color: #00427B
}

a:hover      { 
	color: #808080; 
	text-decoration:underline 
}

a:active     { 
	color: #00427B; 
	text-decoration: none 
}

	
#footer	{
	clear:both;
	text-align: center;
	}
		
#left 	{
	width: 740px;
	height: 460px;
	float: left;
	margin: 0pt;
	padding: 0px 0px 0px 4px;
	background: #fff;
	color: #000;
	text-align: left;
			}
#left1 	{
	width: 740px;
	height: 550px;
	float: left;
	margin: 0pt;
	padding: 0px 0px 0px 4px;
	background: #fff;
	color: #000;
	text-align: left;
			}

#left_m {
	width: 100%;
	float: left;
	margin: 0pt;
	padding: 0% 0% 0% 1%;
	background: #fff;
	color: #000;
	text-align: left;
	}
	
#right 	{
	width: 130px;
	height: 450px;
	background: url(images/grayshad3.jpg) repeat-y left top;
	float: right;
	padding: 10px 10px 0px 15px;
	padding-right: 10px;
	ackground: #e0e0e0;
	line-height: 200%;
	text-align: center;
	}
#right1	{
	width: 130px;
	height: 550px;
	background: url(images/grayshad3.jpg) repeat-y left top;
	float: right;
	padding: 10px 10px 0px 15px;
	padding-right: 10px;
	ackground: #e0e0e0;
	line-height: 200%;
	text-align: center;
	}